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Terms and Conditions

Legal

These terms of access apply to the use of this website. You need to read these terms and conditions together with the terms and conditions governing the products and/or services available to you through this website. We and you may also agree in writing to other terms and conditions and the law may imply terms and conditions. We will use the phrase "these terms" to cover all of these terms and conditions and any changes to them.

If there is any inconsistency between the website terms and conditions and the terms and conditions governing the products and/or services available to you through this website, the terms and conditions governing the products and/or services available to you through this website will prevail.

By using this website, you acknowledge that you are bound by these terms.

If you don't accept these terms, you must not use this website.

Changes to this website

We may change the information on this website, including these terms, at any time. By continuing to use this website after any changes have been made, you acknowledge that you will continue to be bound by these terms.

General information

The content of this website is for your information only.  We will try to make sure that the information on this website is accurate and up to date, but we do not guarantee that the information we provide is reliable, accurate, or suitable for what you may want to use it for.
Before you rely or act on any of the information on this website, you should get independent professional advice.

Liability

You use this website at your own risk. We will not be liable for any loss or damage (direct or otherwise) you suffer in connection with your use of this website or of any linked website or your use of, or reliance on, information contained on or accessed through this website or any linked website.
We exclude any condition or warranty that could be implied into these terms (but only to the extent that this is allowed by law).

Intellectual property and our other rights

We hold all copyright and other intellectual property rights in this website. You may use the information on this website and reproduce it (electronically or in hard copy) for your personal use only.

In all other circumstances, you must get written permission from us before you use, send or reproduce any of the information on this website.