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Finance Options

At Silvermoon, we offer flexible payment plans so you can take home the piece you want with the peace of mind you deserve. Most of our plans require no upfront deposit and some plans offer no interest options.

Q Card In Store

When purchasing in store, we offer 12, 18 and 24 months* interest free on purchases over $500. There is a maximum purchase limit of $15,000. Find your nearest store or enquire with us now.

Q Card lending criteria, fees, terms and conditions apply.

Interest free terms available on in store purchases $500 and over. Exclusions may apply.

Please note: 12, 18 and 24 months interest free options are available in store only.
A 10% deposit will be required.
Lending Criteria: $50 Annual Account fee, Fees, Ts&Cs apply. An establishment fee of $55 (first LTF transaction) or a $35 Advance Fee (subsequent LTF transactions) for existing Q Cardholders will apply. Minimum payment of 3% of monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Card Standard Interest Rate (currently 25.99% p.a) applies to any outstanding balance at end of interest free period.

A $50 Q Card Annual Account Fee is payable in two six monthly advance instalments of $25

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

If you have any questions about Q Card please do not hesitate to contact us or visit Q Card Website.

Gilrose In Store

When purchasing in store we offer 12 months interest free on purchases $500 and over. There is a maximum purchase limit of $15,000. Find your nearest store or enquire with us now.

You can complete a pre-approval application online here.

In order to complete the Gilrose Finance application you will require a valid Driver’s Licence or New Zealand Passport.

If your pre-approval is successful, a welcome pack will be delivered to you via mail detailing your repayments. If Gilrose require additional information you will be contacted by Gilrose Finance.

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