At Silvermoon, we offer flexible payment plans so you can take home the piece you want with the peace of mind you deserve. Most of our plans require no upfront deposit and some plans offer no interest options.
Q Mastercard In Store
- *Interest Free terms and No Payments and No Interest terms are available on in store Long Term Finance (LTF) purchases $500 and over, until further notice. Exclusions may apply, see offer for details.
- 10% Deposit will be required.
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions.
At the end of the Interest Free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Standard Interest Rate applies to Standard Purchases after 3 months interest free period ends (Q Mastercard 26.69% p.a. and Q Card 27.99% p.a.).
- Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Rates and fees subject to change.
- Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
- For more information about Q Mastercard, click here
Gilrose In Store
When purchasing in store we offer 12 months interest free on purchases $500 and over. There is a maximum purchase limit of $15,000. Find your nearest store or enquire with us now.
You can complete a pre-approval application online here.
In order to complete the Gilrose Finance application you will require a valid Driver’s Licence or New Zealand Passport.
If your pre-approval is successful, a welcome pack will be delivered to you via mail detailing your repayments. If Gilrose require additional information you will be contacted by Gilrose Finance.